DECEMBER 17, 2022

Dear Member
 
Happy Holiday Season from the PC Club Board – Here is what is coming up at the PC Club.
 
January PC Club General Meeting
Tuesday – January 10 2023 -  Clubhouse 5 - 7 PM
Preparing for Your 2022 Taxes
 
TOPICS TO BE COVERED
·        2022 Federal / State Income Tax Changes
·        2022 Federal vs State of California Standard and Itemized Deductions
·        Filing your 2022 Taxes – Your options
·        Finding Answers to your Tax Questions
·        How to make your Tax Appointment online
 
Refer to the Meeting Flyer
 Note:  Tax envelopes will be available for pick up after the meeting
  
Upcoming Classes
All classes are free. A donation is requested at the door. 
 
To Register: Visit the PC Club website at https://www.thepcclub.org/ and select Class Registration in the left menu. Or visit the PC Club Workshop on the third floor of the Community Center 11AM to 3PM to register manually. Classes are held in the Bob Sellards PC Club Learning Center, adjacent to the Workshop. Masks are optional.

Introduction to Windows 11
Instructor: J.R. DAVIS
Wednesday January 11   2023
1:00 pm - 3:00 pm

 This class is an introduction to Windows 11 and how to use it. It consists of a presentation and demonstration of Windows 11 including differences from Windows 10. This class is designed for the average person without a technical background who wants to make better use of their PC for common tasks such as Email and online browsing. 

Gmail and More
Instructor: Barbara Harris
Wednesday January 18  2023
 12:45 pm - 3:00 pm

This class is a hands-on class for individuals who have an existing Gmail account and want to know more about settings and other Google Features that come with your Gmail account. We will cover Gmail settings, Google Drive, Google Photos, Google Calendar and briefly touch on sheets, docs and slides.

Prerequisites:  You need to have an active Gmail account and you will need to be able to get into your account which means you have to come with your log in and password.

Please plan on coming 10 minutes early to log into your account
so you are ready with the class begins at 1 PM.

This class will be limited to 20 participants, and you are welcome to bring your own computer.

Defending Your Technology
Staying Secure on Your Devices and The Internet
Instructor: Ron Nelson
Wednesday January 25  2023
 1:00 pm - 3:00 pm

 Whether it’s email, passwords, website security, phone scams, public Wi-Fi or… the best defense again technology scams is UNDERSTANDING. ALL forms of modern technology have security issues! But not using technology today is simply out of the question. So how do you protect yourself? By understanding some simple practices which will help to prevent many problems. We’ll cover a bunch without the techno speak (unless you ask for it).

Looking for Instructors
The PC Club is looking to expand the Education program.  We need Instructors for various subjects, Genealogy, Social media apps, etc.  If you are interested in sharing your knowledge with other club member by leading a class, contact educationchair@thepcclub.org.
 
Laguna Woods PC Club Sponsored
Free Tax Program – News

Did you Receive Your California State Middle Class Tax Refund
 As of today, the State of California has issued $7.5 Billion in State Middle Class Tax Refunds to California Residents.   California issued 6.9 million direct deposits into checking accounts and issued 6.8 million debit cards.  Most California residents received $350 for single to $700 for married filing jointly.  The debit cards came in a white envelope with a return address of Omaha, NE.
 
Did you get yours or perhaps did you get the envelope and thought it was an advertisement for VISA
and you threw it out.

Below is the link to the States Franchise Tax board which explains the program and when your direct deposit or debit card should have been issued.  This income is not taxable income.
https://www.ftb.ca.gov/about-ftb/newsroom/middle-class-tax-refund/index.html 
 
Tax Appointments

We are gearing up the upcoming tax seasons.  Drop off location this year will at
Clubhouse 6 starting January 31, 2023, by appointment only.  Appointments will open on January 16, 2023.  
This year we will be encouraging residents who may not be required to
file a tax return or haven’t filed a return in the past few years to file a return for 2022.
Filing a tax return will protect your identity and ensure that no one has filed a tax return in your name.   Filing a tax return will also make sure that the Federal and the State Government has your most current information for any future stimulus that may be issued.  Besides the California Stimulus, which is not taxable,
there were no federal stimulus issued in 2022.

RMD – DID YOU TAKE YOURS YET

Just a reminder if you have an IRA and are over the age of 72 you are required to take an RMD by December 31, 2022.  If you do not take your RMD by that date, the IRS will charge you a 50% penalty.  Check with your brokerage or bank to make sure you have met your RMD requirement or if it is on schedule to be
​withdrawn by the December 31, 2022, deadline.  

Do you need to make an Estimated Tax Payment

Don’t be surprised with a tax penalty when you file your 2022 taxes.  To avoid an underpayment penalty, individuals whose adjusted gross income (AGI) is $150,000 or less must pay the lesser of 90% of the current year’s tax or 100% of last year’s tax, by combining estimated and withholding taxes.  If you owed taxes last year you may want to consider making a 4th quarter estimated tax payment by January 16, 2023, and don’t forget to make a
​California State Estimated payment.   

If you have any questions about making estimated tax payments, contact taxes@thepcclub.org.

If you have any questions regarding our Free Tax Program or want to confirm if you qualify, contact Taxes@thepcclub.org 
  
Membership
 Your PC membership is a for a full 12 months. During the shutdown, our board extended your membership through 2022. If you are unsure when your membership expires you can log on to your Proclass account, by going to our website and select membership. Once you sign in you will see when your membership expires. You can also visit the Workshop and ask the greeter when your membership expires, or you can email us at membershipchair@thepcclub.org. Do not forget to include your name.

Volunteers Needed
Volunteers and Board Members are the key to keeping any club operating. We are reaching out to our membership asking for, Workshop Greeters and Supervisors, and Instructors.
If you are interested in stepping up and participating in the PC Club visit our website 
​https://www.thepcclub.org/volunteers.html and fill out a volunteer application. You can also stop by the workshop any Friday afternoon between 1 and 3.